You’re young and healthy, so you don’t really need a will. Unless the unthinkable does happen, then you and your family might lose any say in things.

You’re likely not the only one in Morris county who thinks they’re too young to need a will. Only 14% of Americans between the ages of 18-29 have wills, which could mean additional headaches, costs and confusion for your loved ones.

A will for a way

You won’t always be able to make decisions, for one reason or another. Instead of having others try to interpret your wishes, or letting the courts make the call, it’s often easiest to spell it out:

  • Health care: You don’t need to die to benefit from a will. If you’re incapacitated by something like an accident or during a medical procedure, decisions might be required. You can appoint someone to make important decisions on your behalf, or leave instructions on how to proceed if you can’t make the call.
  • Future guardianship: If you do leave behind children, it’s vital that you decide who will take care of them. Especially if there isn’t a spouse to turn to, you’ll need to appoint someone who is not only capable of raising your kids, but willing.
  • Name beneficiaries: Upon your passing, your assets will likely go to your parents if you are unmarried and have no children. The more ties you have, the more math they’ll have to do. If you leave behind a spouse and children, or children from another partnership, things can get more complicated.
  • Manage debts: You won’t just have to manage which people get your assets, but also which debtors. There will be a funeral to pay for, as well as whatever other debts you owed. You can outline how to use your estate to fulfill those outstanding dues.

Wills don’t usually come into play during the easy hours. Save your family more trouble and turmoil in an already trying time by putting your wishes to paper with a will, no matter what your age.